In order to provide you with competitive quotes for contractors who use subcontractors, we will need the following items available when we meet:

  • A copy of the written agreement that you ask your subcontractors to sign when hiring them to perform subcontracted work

  • A copy of your Workers Comp "Mod Sheet" - (the NCCI document which shows your firm's Experience Modification Factor and WC claims history)

  • 5 year, printed Company Loss Runs, currently valued for all lines submitted (available from your agent)

  • A listing of all currently active jobsites

We will contact you to obtain further information that may be needed to respond to your request.

Smithwick & Mariners Insurance, Inc. - 366 US Route 1, Falmouth, Maine 04105


*Please note, coverage cannot be bound nor changed using this system.

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Commercial & Marine Insurance Throughout New England - Auto, Home & Life Insurance in Maine.